Access to Finance Rwanda is part of the broader Financial Sector Deepening (FSD) in Africa that seeks to create a transformative impact on the ending of poverty by supporting efforts to improve financial inclusion and financial sector development by helping financial institutions and markets drive a more inclusive and sustainable economic growth.

AFR supports the removal of systemic barriers that hinder access to financial services by low-income people, particularly the rural poor, women, youth and MSMEs. AFR supports the development and provision of financial services including savings, credit, insurance, investment, payments, and remittances.

AFR is guided by the Market System Development (MSD) approach recognizing that efforts to increase financial inclusion and financial sector development must be market-led, profitable and sustainable.


The objectives of AFR, as outlined in the Articles of Association, are:

  1. To increase access to financial services for poor rural and urban people and Micro, Small and Medium Enterprises (MSMEs) ;
  2. To improve the livelihoods of poor people through reduced vulnerability to shocks, increased income and employment creation;
  3. To provide funding and technical assistance to public sector/private sector and/or civil society recipients in order to promote, and achieve, the objectives set out in paragraphs (a) and (b) above; and
  4. To carry on all other such things that are incidental or conducive to the attainment of the above.


To facilitate a diverse and inclusive financial sector that delivers real value to the economy and people, in particular unserved and underserved populations


A diverse and inclusive financial sector that supports increased resilience and sustainable livelihoods for all and contributes to Rwanda's economic transformation


  • Integrity
  • Collaboration
  • Value for money
  • Responsibility
  • Quality
  • Respect

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