1. Introduction
Welcome to the official website of Access to Finance Rwanda (“AFR”, “we”, “us”, or “our”). By accessing and using www.afr.rw (the “Website”), you agree to comply with and be bound by the following terms and conditions. Please read these terms carefully before using our Website.
2. Acceptance of Terms
By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our Website.
3. Website Use
3.1 Permitted Use
You may access and use the content on our Website for informational purposes, to learn about our programs and initiatives, and to contact us regarding our services.
3.2 Prohibited Use
You agree not to:
- Use the Website in any way that breaches applicable laws or regulations
- Use the Website for commercial purposes without our prior written consent
- Attempt to gain unauthorized access to any part of the Website
- Transmit any material that is defamatory, offensive, or otherwise objectionable
- Interfere with the proper functioning of the Website
4. Intellectual Property
4.1 Ownership
All content on this Website, including but not limited to text, graphics, logos, images, audio clips, digital downloads, and data compilations, is the property of AFR or its content suppliers and is protected by Rwandan and international copyright laws.
4.2 Limited License
We grant you a limited, non-exclusive, non-transferable license to access and use the content on our Website for personal, non-commercial purposes only.
4.3 Restrictions
You may not:
- Modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information obtained from the Website without our prior written permission
- Remove any copyright, trademark, or other proprietary notices from any content on the Website
5. Privacy Policy
Your privacy is important to us. Our Privacy Policy, which is incorporated into these Terms and Conditions by reference, explains how we collect, use, and protect your personal information. By using our Website, you consent to the terms of our Privacy Policy.
6. Third-Party Links
Our Website may contain links to third-party websites. These links are provided solely for your convenience. We have no control over the content of these sites and are not responsible for their content or privacy practices. The inclusion of any link does not imply endorsement by AFR.
7. Disclaimer of Warranties
7.1 “As Is” Basis
The Website is provided on an “as is” and “as available” basis without any representations or warranties, express or implied.
7.2 No Guarantees
AFR does not guarantee that:
- The Website will be uninterrupted, timely, secure, or error-free
- The results obtained from the use of the Website will be accurate or reliable
- Any errors in the content will be corrected
8. Limitation of Liability
To the fullest extent permitted by applicable law, AFR shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your access to or use of, or inability to access or use, the Website.
9. Indemnification
You agree to indemnify, defend, and hold harmless AFR, its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising from or relating to:
- Your use of the Website
- Your violation of these Terms and Conditions
- Your violation of any rights of another person or entity
10. Modifications to Terms and Website
10.1 Terms Updates
AFR reserves the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on the Website. Your continued use of the Website following the posting of revised Terms and Conditions means you accept the changes.
10.2 Website Modifications
We reserve the right to modify, suspend, or discontinue the Website or any part of it at any time without notice or liability.
11. Governing Law and Jurisdiction
These Terms and Conditions shall be governed by and construed in accordance with the laws of Rwanda. Any dispute arising out of or in connection with these Terms and Conditions shall be subject to the exclusive jurisdiction of the courts of Rwanda.
12. Severability
If any provision of these Terms and Conditions is found to be invalid, illegal, or unenforceable, the remaining provisions shall nevertheless remain in full force and effect.
13. Contact Information
If you have any questions or concerns about these Terms and Conditions, please contact us at:
Access to Finance Rwanda
Golden Plaza – Kacyiru 3rd Floor 1 KG 546 ST, P.O BOX 1599 Kigali
Email: info@afr.rw
Phone: +(250) 782-507-751
14. Entire Agreement
These Terms and Conditions, together with the Privacy Policy, constitute the entire agreement between you and AFR regarding your use of the Website and supersede all prior agreements and understandings.
Last updated: March 20, 2025
