Access to Finance Rwanda

Since 2010, we have been driving financial inclusion for all. Looking forward, AFR is committed to shaping an innovative, resilient, and future-fit financial ecosystem.

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Facilitating a diverse and inclusive financial sector

for sustainable economic growth

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Driving a diverse and inclusive financial sector that supports

increased resilience and sustainable livelihoods for all

More about us

Facilitating a diverse and inclusive financial sector

for sustainable economic growth

More about us

Driving a diverse and inclusive financial sector that supports

increased resilience and sustainable livelihoods for all

More about us

Current Programs

National Digital Payment System (eKash)

Rwanda National Digital Payment System

This project directly supports AFR’s strategy to “continue, and potentially expand, its current digital infrastructure ...

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Terimbere MSME Facility

Enhancing MSME Finance through innovation, capacity building and risk mitigation and a conductive enabling environment

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Policies and Regulations

Inclusive Policies and Regulations

AFR supports different stakeholders to strengthen their regulatory frameworks by developing policies, laws, and strategies...

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Grow 2 Scale

About Grow to scale

A five-year program under implementation by AFR, ESP, and BPN Rwanda in partnership with Mastercard Foundation

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Flagship Projects

Ejo Heza

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Before 2018, Rwanda's pension system excluded most workers, prompting the creation of "Ejo Heza" to address retirement security for informal sector employees.

National Agriculture Insurance Scheme

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Since 2019, Rwanda's National Agriculture Insurance Scheme protects farmers against risks through innovative agricultural coverage.

iHuzo

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The iHuzo project launched in 2020 to help Rwandan MSMEs embrace e-commerce and recover from COVID-19's impact on traditional business operations.