Access to Finance Rwanda – AFR

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Facilitating a diverse and inclusive financial sector

for sustainable economic growth

Driving a diverse and inclusive financial sector that supports

increased resilience and sustainable livelihoods for all

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Facilitating a diverse and inclusive financial sector

for sustainable economic growth

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Driving a diverse and inclusive financial sector that supports

increased resilience and sustainable livelihoods for all

Current Programs

National Digital Payment System (eKash)

Rwanda National Digital Payment System

This project directly supports AFR’s strategy to “continue, and potentially expand, its current digital infrastructure ...

Terimbere MSME Facility

Terimbere MSME Facility

Enhancing MSME Finance through innovation, capacity building and risk mitigation and a conductive enabling environment

Policies and Regulations

Inclusive Policies and Regulations

AFR supports different stakeholders to strengthen their regulatory frameworks by developing policies, laws, and strategies...

Grow 2 Scale

About Grow to scale

A five-year program under implementation by AFR, ESP, and BPN Rwanda in partnership with Mastercard Foundation

Flagship Projects

Before 2018, Rwanda's pension system excluded most workers, prompting the creation of "Ejo Heza" to address retirement security for informal sector employees.

Ejo Heza

Since 2019, Rwanda's National Agriculture Insurance Scheme protects farmers against risks through innovative agricultural coverage.

National Agriculture Insurance Scheme

The iHuzo project launched in 2020 to help Rwandan MSMEs embrace e-commerce and recover from COVID-19's impact on traditional business operations.

iHuzo

Finscope Surveys

Financial Inclusion Journey

Driving access to finance: Formally included 21%
FI 48%

2008

Millions

0

Financial Inclusion through usage tenses Formally included 68%
FI 89%

2016

Millions

0

Financial Inclusion through usage tenses Formally included 68%
FI 89%

2024

Millions

0

Our Impact

People Supported to access and use new and improved financial services

0

Women

0

Men

0

Videos

Rwanda FinScope 2024 Launch Event

Access to Finance Rwanda (AFR) in collaboration with the Ministry of Finance and Economic Planning (MINECOFIN, the National Bank of Rwanda (BNR), and the National Institute of Statistics of Rwanda ...

Rwanda National Fintech Strategy Launch

January 23, 2025

Finscope Launch 2024 Panel Discussion

August 05, 2024

LEAD Series

Unleashing the power of data in the financial sector

Rwanda's financial sector stands at a transformative crossroads, where unlocking the power of data analytics promises to revolutionize services, drive financial inclusion, and accelerate economic development nationwide...

Gendered Social Norms Diagnostic and their Impact on Women Financial Inclusion

June 07, 2023

Financial Inclusion for Persons with Disabilities (PWDs) in Rwanda

March 23, 2022

AFR Updates

Featured:

Latest news, Our Impact

May 23, 2025

Latest news

May 2, 2025

Latest news

May 1, 2025

Reports and Publications

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